The Repository @ St. Cloud State

Open Access Knowledge and Scholarship

Date of Award


Culminating Project Type

Starred Paper

Degree Name

Engineering: M.E.M


Mechanical and Manufacturing Engineering


College of Science and Engineering

First Advisor

Ben Baliga

Second Advisor

Hiral Shah

Third Advisor

Balasubramanian Kasi

Creative Commons License

Creative Commons License
This work is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 4.0 License.


This project major objective is to gather all the necessary data to analyze and deliver a best analytical reporting platform. This product developed for the analysts is expected to extensively use for insights on the token provisioning and its varied utilization with the banks and merchants. Also to monitor fraudulent occurring patterns and initiate necessary steps to avoid facing any adversities in the future.

The reports are generated using the principles supporting descriptive analytics. Using many different KPIs, metrics and scorecards, etc., to support the analysis has given an advantage for better yield. These analytical dashboard has given a deep dive insight for the analysts.

This project has been used by many analysts to come to an agreement on different patterns noticed by each individual. Also for the Senior Executives to get a profound understanding of how the widely different tokenization are used and its different attribute wise segregation.


I would like to express my sincere gratitude to my mentors Dr. Ben Baliga, Prof. Gary Nierengarten, and Dr. Hiral Shah for all their support and encouragement throughout my Masters at St. Cloud State University. I sincerely thank Dr. Baliga for his valuable supervision and support for my Capstone project. I am extremely thankful to Dr. Balsy Kasi and Dr. Hiral Shah for having consented to be the committee members of the capstone project and taking time for my Project. I would like to thank parents and family for providing me with all the essentials and encouraging to make my study successful.

I would also like to thank St Cloud State University for providing excellent infrastructure and diverse coursework and helping in becoming a flourishing student in all aspects.



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