Date of Award
5-2025
Culminating Project Type
Starred Paper
Styleguide
apa
Degree Name
Applied Economics: M.S.
Department
Economics
College
School of Public Affairs
First Advisor
Kenneth Rebeck
Second Advisor
Lynn MacDonald
Third Advisor
Kristy Modrow
Creative Commons License

This work is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 4.0 License.
Keywords and Subject Headings
Financial Inclusion, Female Financial Inclusion, Economic Freedom
Abstract
This study investigates the impact of economic freedom on financial access across 113 countries using data from the World Bank Global Findex (2017 and 2021) and The Heritage Foundation's economic freedom indexes. This research examines whether higher levels of economic freedom facilitate financial inclusion, specifically for women. By drawing comparisons between the proportion of male population and female population usage of financial services, the study aims to highlight gender disparities in financial inclusion which is often more pronounced in developing countries. The findings suggest that greater financial and business freedom are positively associated with women's financial inclusion.
Recommended Citation
Arshad, Adina, "Examining the Role of Economic Freedom in Women’s Financial Inclusion" (2025). Culminating Projects in Economics. 29.
https://repository.stcloudstate.edu/econ_etds/29

